Check Fico® Score Site
Learn The Importance of and How To Check Your Fico® Scores
Check Fico® Score | Spouse Fico® Score | Tri-merge Credit Report | Whats My Fico® Score | Whats A Good Fico® Score

credit rating scores
improve Fico® score fast
raise Fico® scores
How Healthy Are Your Fico® Scores?

Whats My Fico® Score
Posted: May 3, 2015


One of the most important things you should know about yourself is your Fico® scores.

Credit Report Scores

Your Fico® score affects your approval or denial for a car loan, home loan, cell phone or credit cards. It can even determine if you get a job or promotion where you work.

If you want to know Whats My Fico® Score, then you can get your score from just one of the credit reporting companies (Equifax, Experian, TransUnion) or you can get all three scores by requesting a Tri Merge Credit Report.

The importance of getting a Tri Merge Credit Report is that all creditors do not report to all three credit bureaus. So, in order to get a full picture of your credit history you need to really see the information that all three credit reporting companies have in their files about you.

What Is Considered A Good Fico® Score?

That depends on what you are trying to use your Fico® score to achieve.

Your score does not have to be as good to get approved for a credit card as it does to get approved for a home mortgage.

But even with credit cards, the higher your Fico® score the more perks you will be offered by the credit card companies.

Today, you will need a Fico® score of at least 620 to even be able to apply for a mortgage on a new home or to refinance an existing home loan.

However, once again, the higher your Fico® score is the better the interest rate will be on your new home loan.

You should get a copy of your credit report in order to determine if everything is correct in your credit history file. If there are errors then these errors could adversely affect your Fico® score.

You will want to look for any items on your report that may not even be yours. This is not uncommon. You will also want to look and make sure that any items that you have paid off reflect a zero balance on your credit report.

If you have any judgements, tax liens or delinquent student loans then you will certainly want to get all these items cleared to improve your Fico® score fast.

 

  

 

 

 

 

 

 

Check Fico® Score     About Us    Contact Us    Privacy Policy    Links 

Copyright 2009. All Rights Reserved.